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Innovative and Flexible Embedded Payment and Deposit Solutions

Drive value to your customers with embedded payment and deposit solutions that seamlessly integrate into your own products and platforms.

Powering hundreds of leading brands:

Future-Proof Your Business

Increase revenue and improve customer satisfaction by embedding the financial products and services your customers need. Newline provides the end-to-end platform — you focus on the customer experience.

Control and Efficiency

Benefit from a direct bank relationship and access to financial infrastructure without unnecessary and expensive layers of middleware providers. Newline gives you the tools to develop banking products with enhanced security, stability and scalability built in from day one.

Engineered for Ambitious Builders

Build the best product, whether that’s on our stack or yours. Use our innovative and composable API or bring your own. Newline’s developer friendly REST APIs and cloud infrastructure are designed for unthrottled calls, fast response times, industry-leading uptime and enterprise-grade security.

Contact our team today to explore the latest suite of available offerings, see what’s in development and start building a customized solution for your business.

Move money

Initiate real-time payments, ACHs and wires across networks with one API.

Identity Verification screen in the Catalyst Dashboard

Create accounts

Create FDIC-insured bank accounts.

Identity Verification screen in the Catalyst Dashboard

Issue cards

Issue virtual and physical cards.

Identity Verification screen in the Catalyst Dashboard

Purpose-Built for Scale

#8 ACH Originator1

$16 trillion processed2

Millions of end users3

Supporting Industry Innovators

From Fortune 100 firms to hyper-growth startups, we help our customers every step of the way. Newline’s dedicated team is focused on delivering embedded payment solutions to support a range of clients and industries, including:


Helping industry disruptors create novel approaches to banking.  

Vertical SaaS

Integrating financial products into existing software to enhance value proposition to end-customers.

Payment Processors

Assisting large-scale payment originators and merchant acquirers with complex bank sponsorship needs.

Enterprise Resource Planning (ERP)

Building platforms to simplify banking operations and integrate directly with clients.

Meet Our Experts

Building, launching and scaling financial products is complex. We’ve been there, and we’re here to help conceptualize, deploy and support your embedded payments experience. Find out how our scale, technology and expertise can drive your business growth.

Credit products are subject to credit approval and mutually acceptable documentation. Deposit and credit products offered by Fifth Third Bank, National Association. Member FDIC.

  1. Source:
  2. Equivalent to 65% of US GDP
  3. Supporting US businesses and individuals