The embedded finance platform for the enterprise

An API-first platform to launch embedded payment and deposit solutions directly with Fifth Third Bank.

Powering hundreds of leading brands

Embed financial solutions that scale

Backed by Fifth Third Bank, Newline by Fifth Third has the financial strength and stability to accommodate your growth at any scale. Set your product up for success and build responsibly with a reputable bank partner. With Newline, you get the best of both worlds: innovation and financial strength.

Build for the future

Everything you need to embed payments, cards and deposit solutions on a single platform. Newline invests heavily in platform innovation to ensure you have access to the latest in embedded finance technology today and in the future.

Payments and transfers

Initiate ACHs, wires, book transfers and Real-Time Payments with one API.

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Virtual and physical cards

Issue commercial credit or prepaid debit cards in virtual and physical formats.

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FDIC-insured bank accounts

Maintain FDIC-insured bank accounts (when eligibility conditions apply).

Purpose-built for scale

Top 10 ACH originator1

$17.5 trillion+ processed

$213 billion+ total assets

Supporting industry innovators

From Fortune 100 firms to hyper-growth startups, Newline’s dedicated team is focused on delivering embedded payments and deposit solutions to support a range of clients and industries, including:

Payment Processors

Enabling large-scale payment originators and merchant acquirers to move money on behalf of customers.

Fintech Companies

Partnering with industry disruptors to launch compliant alternatives to traditional banking.

Payroll & HR Software

Helping market leaders deliver frictionless employee experiences with programmatic payouts and pay cards.

Accounts Payable & Receivable

Embedding payment capabilities into the applications of modern business management platforms.

Let’s start building something great today!

Building, launching and scaling financial products is complex. We’ve been there, and we’re here to help conceptualize, deploy and support your embedded finance products from development to launch. Find out how our scale, technology and expertise can drive your business growth.

Credit products are subject to credit approval and mutually acceptable documentation. Deposit and credit products offered by Fifth Third Bank, National Association. Member FDIC.

  1. Nacha, “Nacha Releases Top 50 Financial Institution ACH Originators and Receivers for 2022,” March 8, 2023, https://www.nacha.org/news/nacha-releases-top-50-financial-institution-ach-originators-and-receivers-2022.